Jeanie it may be where they gave her a refund for being "in the doughnut hole". Was she? I remember I read that they were going to give people money for that. Other than that, no clue! I will be glad to get the appeal done and sent! I think it's awesome that you're going to have a minute to talk to Chad about some of the questions that you and I had come up with. I want him to be prepared! lol I should have been an attorney!!! NOT!!!lol I'll see you tomorrow Jeanie after I get off work, I'm heading your way to see Mom and Dad and get the little bed for my baby Logan to sleep in! Love to all, Judy