I look at the money situation this way...it's Mom and Dad's...we tried to do the right in hiding 60 grand for them..no good deed goes unpunished..so if we have to spend all 60 grand and the yard sale money too, then that's that and we did what we'd set out to do all along..make sure they had money so we could take care of them. It was just a long frustrating road to get to the same end!! I guess my biggest issue is, is Chad not the expert in this area? Legislation/Government rules have already changed that much since all this started? Heck, it almost sounds like he's just winging it...which is what we were doing..except his winging cost Mom and Dad $4000!! I hope he can agree to a definitive answer to all this and then assure us of a plan. I wish I was there to be a bigger help in everything. I know you'll let me know if there's something I can do from here. I love and miss you all...Jamie